1. Acceptance of Terms
By accessing and using this website (zioco.com), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.
2. Definitions
"The Site" refers to zioco.com. "User," "you," and "your" refer to you, the person accessing the Site. "We," "us," and "our" refer to zioco.
3. Services Provided
The Site provides educational content and analysis for informational purposes only. The information provided is not intended as financial, investment, or legal advice.
4. Access to the Site
We grant you a non-transferable, non-exclusive, revocable, limited license to access the Site solely for your own personal, noncommercial use.
5. Acceptable Use
You agree not to use the Site to collect, upload, transmit, display, or distribute any content that is unlawful, harassing, abusive, or otherwise objectionable. You also agree not to use the Site for any commercial solicitation.
6. Intellectual Property
The content on the Site, including text, is our property and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written permission.
7. User Content
By submitting content through our contact form, you grant us the right to use, reproduce, and distribute such content in connection with the operation of the Site.
8. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy.
9. Disclaimers
The Site is provided on an "as-is" and "as available" basis. We disclaim all warranties of any kind, whether express or implied. We do not guarantee that the Site will be available, uninterrupted, or error-free.
10. Limitation of Liability
To the maximum extent permitted by law, in no event shall we be liable to you or any third party for any lost profits, lost data, or any indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use of the Site.
11. Indemnification
You agree to indemnify and hold us harmless from any and all claims, demands, losses, liabilities, and expenses (including attorneys' fees) arising out of or in connection with your use of the Site or your violation of these Terms.
12. Termination
We may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion, including for any use of the Site in violation of these Terms.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will post the revised Terms on the Site and update the "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Massachusetts, USA, without regard to its conflict of law principles.